Car Insurance in Philadelphia | What to do after a car accident
If you have ever been involved in a car accident, you may remember feeling angry, panic-stricken and uncertain of what to do. By following a few simple steps after a car accident, you can prevent additional injuries, reduce costs and expedite vehicle repairs and your insurance claim.
Thank you to Erie Insurance fo the following tips to help you stay composed after a car accident.
- Pull over. Pull your vehicle off the road and out of harm’s way.
- Check for injuries. Check to make sure no one is injured in the car accident. If someone did, dial 911 for help.
- Call the police. No matter how minor the car accident seems, call the police to report the car accident. This will help to expedite your insurance claim later on.
- Exchange insurance information. Check the date on the other driver’s insurance ID to make sure his or her insurance is not out of date. As a backup measure, record the other driver’s phone number, address, license plate number and the make and model of each car involved for your insurance company’s reference. Do not discuss who is at fault; leave that decision to the police and the insurance investigators.
- Record the details. Immediately record the details of the car accident including the date, time, location and weather conditions. For insurance purposes, it is always a good idea to keep a disposable camera in your car or carry a cell phone with a camera to take photos of your vehicle from every angle.
- Talk to witnesses. If you notice any witnesses, take down their names and phone numbers.
- Obtain a copy of the policy report. After the police have completed the report for the car accident, ask for a copy for your insurance company. Write down the officer’s name, department and incident number.
- Call your insurance company. Be sure to call on the day of the car accident when everything is still fresh in your mind. Report all of the details to your insurance company. Insured with The Weimer Group? Click here to begin the claim’s process.
If you are in need of affordable car insurance in Philadelphia, contact us by using our simple auto insurance quote form or calling our toll-free number 888.304.6678.
Keep workers’ hands safe
Employers have a legal responsibility to supply workers with protective gloves when the work calls for them. You’ve got to consider the hazards an employee’s hands will be exposed to, the appropriate materials needed for protection, the level of manual dexterity necessary, and other factors.
Here are few different types of gloves you may need to consider:
• Cut-resistant gloves. These can be made of anything from leather to Kevlar and should be used in any environment where workers’ hands are at risk of being cut by sharp metal or other hazards.
• Chemical-resistant gloves. Used when working with hazardous chemicals that can burn unprotected skin.
• Rubber safety gloves. Any time employees are working with live electrical wires or equipment, they should be equipped with insulated gloves that won’t conduct an electrical current.
• Heat protection gloves. Usually made with metal, these should protect employees’ hands from burns resulting from extreme heat or cold.
Employees are the most important asset of any business. Satisfied works are more productive. They are willing to strive to achieve company goals. A good employer-employee relationship is often the secret of a sucessful business.
Having workers compensation coverage can save you and your business from costly lawsuits and employee issues. The Weimer Group can provide you with a coverage program that is specifically tailored to meet your needs. If there is any time to review your PA workers compensation, the time is now.
Christmas Tree Safety
The Weimer Group wishes you a safe and happy holiday! As you finish up your decorations, the following information may be helpful when it comes to caring for your Christmas Tree and then properly disposing of it. This information has been provided by the National Fire Protection Association.
Did you know…
- One of every home Christmas tree fires are caused by electrical problems.
- Although Christmas tree fires are not common, when they do occur, they have a higher chance to be deadly.
- A heat source too close to the tree causes one in every five of the fires.
What you can do to protect yourself from becoming a statistic:
- Choose a tree with fresh, green needles that do not fall off when touched.
- Before placing the tree in the stand, cut 1-2″ from the base of the trunk.
- Make sure the tree is at least three feet away from any heat source, like fireplaces, radiators, candles, heat vents or lights.
- Make sure the tree is not blocking an exit.
- Add water to the tree stand. Be sure to add water daily.
- Use lights that have the label of an independent testing laboratory. Some lights are only for indoor or outdoor use.
- Replace any string of lights with worn or broken cords or loose bulb connections. Connect no more than three strands of mini string sets and a maximum of 50 bulbs for screw-in bulbs. Read manufacturer’s instructions for number of LED strands to connect.
- Never use lit candles to decorate the tree.
- Always turn off Christmas tree lights before leaving home or going to bed.
After Christmas
Get rid of the tree after Christmas or when it is dry. Dried-out trees are a fire danger and should be left in the home or garage, or placed outside against the home. Check with your local community to find a recycling program. Bring outdoor electrical lights inside after the holidays to prevent hazards and make them last longer.
As always, an independent, Trusted Choice agent is a valuable source of safety and insurance information. Please don’t hesitate to contact us by calling 888.304.6678, visiting our virtual insurance agency at www.TheWeimerGroup.com, or stopping by one of our offices in Bucks and Montgomery Counties. Whether you’re looking for reliable Philadelphia home insurance, affordable Pennsylvania auto insurance, or commercial insurance for your business, rest assured, we’ve got your insurance needs covered.
